Life Insurance Blog

Like anything we buy, it’s a good idea to shop around and see who is offering the price that suits us best. We know from our customer research that value for money is particularly important, which is why at Pinnacle Life, we offer the most affordable life insurance in New Zealand, as recently confirmed by MoneyHub.co.nz. The study consisted of multiple quotes from 10 different insurers, identifying Pinnacle Life as the most cost-effective provider for both an individual and joint policy.

In New Zealand, ACC (Accident Compensation Corporation) and life insurance are different types of protection, but many New Zealanders often confuse the difference between the two. In this blog, we discuss some of the most common misconceptions and try to provide some clarity.

Legacy financial planning allows you to create a comprehensive plan that reflects your values, preserves your wealth, provides for your loved ones, minimizes conflict, and leaves a lasting impact on the world. By taking the time to create a legacy financial plan, you can ensure that your financial legacy reflects your priorities and makes a difference in the lives of those you care about.

When it comes to your life cover and tax there are two things to know about; Do I have to pay tax on a Life Insurance claim payout? and, Do I pay tax on my premiums?

A common question we get asked is, "when does my life cover begin". Who would have thought that something so simple could feel confusing? At Pinnacle, the answer is as soon as we've accepted your application, which for most people is immediately.

Many milestones define different stages of where we are in life, and retirement arrives later than others. Whether it's around the corner or you have just retired, this is one of the most significant changes you might experience. However, like in all stages of life, things can change very quickly, and there is always room for a backup plan. Life insurance can provide this safety net for many reasons.