Life Insurance Blog

In this week’s blog, we wanted to keep you in the loop with some exciting news and views from the Pinnacle Life team - an update from us!

Some of the most common questions we receive at Pinnacle Life revolve around smoking and the effect it has on your life insurance policy. Can you start smoking after taking out life insurance? Is vaping considered smoking when it comes to life insurance? Or what happens if you already have a policy but give up smoking? Here’s a quick guide to life insurance for smokers and vapers, and an overview of how we treat smoking as a provider.

Life is full of uncertainties, and while we strive to plan for the future, it's impossible to predict every twist and turn along the way. That's why safeguarding our loved ones' financial well-being is essential in case of the event of the unexpected. While a basic life insurance policy provides crucial protection, there's a way to enhance its coverage. Enter life insurance riders – allowing you to tailor your policy to meet your needs.

If you've managed to buy a home, congratulations! That’s no easy feat. Now it's time to tackle that mortgage. Buying a home has long been on Kiwis' must-do dream list. In recent years, however, prohibitive house prices have pushed the dream out of reach for many, and rising living costs are making the dream seem even more impossible. Now the challenge is paying off the mortgage.

Discover the importance of Income Protection insurance in safeguarding your financial well-being during unexpected events. Learn the basics, coverage options, and how it compares to ACC. Pinnacle Life offers the most cost-effective solution in New Zealand. Get a personalized quote in 30 seconds!

Discover the significance of life insurance in the context of Ikigai, the Japanese philosophy that emphasises finding purpose and fulfilment. Prioritise your loved ones’ well-being while securing a meaningful and purpose-driven life with insurance protection.