In 1998, when we started, we were the first to offer our fellow kiwi’s the option to buy life insurance directly from a Life Insurance company, no brokers. This was a novel idea at the time!
Today we aspire to be the leading online life insurer in New Zealand. We’ve been doing online Life Insurance longer than anyone else (in the world!) and we think we’re pretty good at it.
Pinnacle Life was started because Noel Vaughan believed that New Zealanders should be able to easily buy the life insurance they want for themselves. This is what continues to drive Pinnacle today;
- making life insurance accessible - you can do it yourself, online, without talking to anyone if you don’t want to
- simple to understand – we write everything in plain English, and try to make sure there are no surprises
- affordable - because we’re an online company it costs less to run our business, we pass that onto you, our customers by way of lower premiums.
- fast and easy – you can get a quote in 30 seconds, and cover in 10 minutes with Pinnacle Life.
Over the years we are proud to have won a number of awards for design and innovation, and we continue to invest in cutting edge technology and design, so that we can deliver the best.
More about us
You can find us in Newmarket, Auckland.
We hold an insurance licence from the Reserve Bank of NZ issued under the Insurance (Prudential Supervision) Act 2010.
We are a member of the Financial Services Council (FSC) and are also a Financial Advice Provider (FAP).
You can find our Disclosure Statement here.
Why you’re safe with us
Pinnacle Life is reinsured by Hannover Life Re of Australasia Ltd, which is part of the global group Hannover Re, one of the five largest reinsurance groups in the world.
Reinsurance is important because it allows insurance companies to spread risk, meaning they are unlikely to get overwhelmed if claims are unusually high. With annual revenues exceeding NZ$12 billion, Hannover Re transacts all lines of property & casualty and life & health reinsurance and is present worldwide with more than 3,500 staff.
Hannover Re has a solid financial strength rating, rated by Standard & Poor’s as AA- “Very Strong” and A.M. Best as A “Excellent”.