There is a time when you really need Life Insurance and a time when you don’t... the hard part is working out when that is.
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When can I stop having life insurance?
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Would your Life Insurance cover your mortgage?
Significant lifetime events such as, getting married, having children, changing jobs or buying a house, are usually a good time to think about Life Insurance. At each of these points you might find you need more cover than you currently have. Then at some point the outcomes of such significant events change and you can start decreasing your cover, for example you pay off the mortgage, your kids leave home etc.
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Life Insurance for Home Buyers
Scarily, Kiwis are typically under-insured or not insured at all. With hefty mortgages this puts many of us at risk of losing our homes if the worst happens. A recent survey from TradeMe confirmed that little has changed since 2013 when the survey was first run, with only 51% of respondents saying they have Life Insurance.
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Divorce and Life Insurance
Going through a divorce is rough. Especially if there are kids involved. While thinking about your life insurance policies may not seem important, in fact it becomes even more critical to do so.
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Do I need Serious Illness insurance?
If a serious illness happens to you how will you pay for it? Recovering from a serious illness can come at a significant cost.
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What's the Difference between Funeral and Life Cover?
Pinnacle Life is all about keeping things as simple and easy as possible. Remember that insurance is not just for you, it’s for those you care most about, so you need to think about what will help them out the most should the unexpected and expensive worst case scenario happen.
