Suicide and taxes are amongst the most ‘googled’ terms when looking for life insurance, as there is a lot of confusion and misinformation about how they might affect your life cover. Life insurance is already considered complex and confusing, so it’s no wonder there is a misunderstanding about these tricky concepts.
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Life Insurance, suicide and taxes (explained simply)
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What does life insurance cover? (and what's not covered)
Life Cover is a simple product. Its purpose is to pay out when you die. That means, if you die, your policy will payout a lump sum of money within a few weeks of your death certificate being issued. That money is to help look after those who matter to you that you leave behind.
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What's a life insurance claims rate and why should you care?
Research conducted by Pinnacle uncovered a cynicism about life insurers and claims payments. We put minds to rest and explain our 99.3% claims rate statistic.
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Why you should think about insurance even when you rent
If you’re worried about paying rent and putting food on the table each week, you’ve not got money going spare. This means things like insurance become a luxury rather than a utility item. If you own your home, but your mortgage payments mean you are squeezed for cash, you are also likely to have put insurance lower on your list of priorities.
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Want life insurance advice without talking to anyone?
What if you could get advice about life insurance without paying a cent? And without having to talk to anyone? Where you are the expert? Pinnacle Life is excited to be able to offer you just that. A tool you can use to get the advice you need, about what life insurance is right for you.
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Rainbow families need life insurance too.
With the pride festival winding down this week, we wanted to take a moment to acknowledge rainbow families. At Pinnacle Life, we treasure the people we love, our kids, our partners, our whanau. We appreciate that for rainbow families finding the 'missing ingredient' to create a family, takes consideration and planning that most heterosexual couples haven't had to give a second thought.
