Apply for special event increase

Sometimes life changes. Your policy provides a way to recognise some of these big life events.

If you (the person being covered) are still under 60, we may be able to increase your cover without asking for updated health information. We can usually do this if, in the last six months, you’ve

• married, divorced, or become a parent,
• have a child, spouse or partner who starts full-time secondary or tertiary education for the first time,
• have a child, spouse or partner who dies or is diagnosed with a Terminal illness,
• take on the full-time care (for the first time) of a dependent relative,
• a new or increased mortgage.

You can increase your Life Cover by up to $250,000 or 50% of the amount you originally applied for, or by the amount your mortgage has increased, whichever is lowest. Serious Illness, Critical Illness and Critical Condition covers are the same but with a maximum increase of $100,000.

There are some limits around who this is available to, but if you fit the criteria above, it's worth checking with us.

All you need to do is complete this form and send it to us (a scanned copy is fine) with the appropriate documentation.