Change to a non-smoker

When you take out your policy, we consider you a smoker if you have smoked a cigarette or any other substance during the past 12 months, including a vape or electronic cigarette.

Once you have been smoke-free and have not smoked tobacco or any other substance, including e-cigarettes and vaping, for 12-24 months, depending on your policy, you can request to change to more affordable non-smoker rates.

Fill in the form below and return it back to us.