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Update your cover

We’ll usually have to ask you for updated health details, but: 

  • for Life Cover, if you recently married or divorced, became a parent, or took out a mortgage, you might be eligible for our special events increase
  • for Income Protection, if you let us know within 60 days that your income has gone up, we may be able to give you a proportional increase without additional information. 
  • For Funeral Cover, please check your policy document or contact us to discuss your options. 

Click this link to apply for an increase and we’ll come to you with a quote. 

If you aren't sure what changes you need to make then consider spending 10 mins going through our advice process to get recommendations on your cover. 

You can reduce your cover at any time by sending us a request. The easiest way to do this, is to request a quote for the new level of cover you want. 

For Income Protection Policy Only
% of Income to be covered
Waiting Period
Benefit Period

If you aren't sure what changes you need to make then consider spending 10 mins going through our advice process to get recommendations on your cover. 

(To add Critical Conditions, Disability Cover, Income Protection, or upgrade your Life Cover)

You can apply to add cover to your policy or upgrade your Life Cover to our latest version at any time. We will need to ask you some health questions to be able to give you a quote.  Use this link to add cover. If you'd like to add Income Protection to your Life Cover, please contact us

If you aren't sure what changes you need to make then consider spending 10 mins going through our advice process to get recommendations on your cover. 

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