There are a lot of things that need organising to make sure that your family is well protected if the unexpected did happen, and you were no longer around.
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What do I need to think about for my family’s future?
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Isn’t Income Protection Insurance the same as Health Insurance?
Income Protection and Health Insurance are two very different types of insurance cover. To find out how they are different, read on ...
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Can I get Income Protection cover if I’m self-employed?
Making sure that you have protection if you can’t work if you are ill or injured is particularly important if you’re self-employed as you are likely to have less of a safety net then employees, with their statutory access to sick and annual leave.
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What’s your most important asset?
Could it be your good health? At the end of the day if you are injured or have an illness that incapacitates you, or severely limits your natural lifespan, the impact on your life is immeasurable.
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Is Income Protection the same as Trauma Cover?
Simply, income protection provides a benefit if you are unable to work due to illness or injury. Trauma cover provides an early lump sum payout if you suffer from a condition specified in your cover policy.
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Why do I need to insure my income – won’t ACC look after me?
We often hear people saying that their income is covered by ACC, so they don’t need income protection insurance. Unfortunately, this is not the case if you fall ill, and need to take time off work to recover.
