It’s an excellent time to take stock, not just of weekly outgoings but also whether you have the right amount of insurance in place. Whether you’re looking to reduce your premiums or want to work out what cover you actually need, a good place to start is a needs analysis.
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What’s a needs analysis? Do I need one?
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Do I have to pay taxes on a life insurance policy?
When it comes to your life cover and tax there are two things to know about; Do I have to pay tax on a Life Insurance claim payout? and, Do I pay tax on my premiums?
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How much life insurance do I really need? A checklist
That elusive magic number. How much life insurance do I need to make sure that my family and loved ones will be ok should the absolute worst happen? It’s not something we want to spend time thinking about. But should the worst happen, your family will be glad that you did.
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How to talk about life insurance with your partner
Talking about life insurance means talking about death. No-one finds that easy. Pinnacle Life have some tips to get you started on talking about money and life insurance with your partner.
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Why women need to start talking Finance and Life Insurance
CFFC (Commission for Financial Capability) surveyed 3132 New Zealanders between January to June 2020. They used questions from an OECD toolkit to measure understanding of financial concepts such as interest, inflation, and risk diversification. Only 22% of all respondents answered all questions correctly, and only half as many women as men answered all questions correctly.
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Five Life Insurance Myths - Busted
There are lots of excuses we use to delay getting around to sorting out our life insurance. A recent survey of our customers indicated most people took around six months to decide to get it sorted! That’s a long time when the actual process could take as little as 10 minutes. Some of the reasons given for procrastinating are touted as fact when they have no truth to them at all. We break down these myths and give you the facts.
