Life Insurance Blog

Some websites advise you to never go direct to an insurer first. They say you'll pay full price and have nothing to compare it with. We disagree. We think you should absolutely do your own homework. Approach insurers directly and understand what they offer. Then make your own comparisons. If you have a special health need or family situation, then talk to an expert. For most people, however, there's no reason why you can't choose for yourself.

With the pride festival winding down this week, we wanted to take a moment to acknowledge rainbow families. At Pinnacle Life, we treasure the people we love, our kids, our partners, our whanau. We appreciate that for rainbow families finding the 'missing ingredient' to create a family, takes consideration and planning that most heterosexual couples haven't had to give a second thought.

What if you could get advice about life insurance without paying a cent? And without having to talk to anyone? Where you are the expert? Pinnacle Life is excited to be able to offer you just that. A tool you can use to get the advice you need, about what life insurance is right for you.

If you’re worried about paying rent and putting food on the table each week, you’ve not got money going spare. This means things like insurance become a luxury rather than a utility item. If you own your home, but your mortgage payments mean you are squeezed for cash, you are also likely to have put insurance lower on your list of priorities.

Research conducted by Pinnacle uncovered a cynicism about life insurers and claims payments. We put minds to rest and explain our 99.3% claims rate statistic.

Life Cover is a simple product. Its purpose is to pay out when you die. That means, if you die, your policy will payout a lump sum of money within a few weeks of your death certificate being issued. That money is to help look after those who matter to you that you leave behind.